“There is so much to think about when moving home but we can take some of the stress away by finding the best mortgage for our clients and helping them reach that all important completion day and get the keys in their hands.”
Rebecca Egerton Cert CII (MP & ER)
Mortgage Adviser
Moving house can be such a life changing experience. You might be moving to a bigger property for a growing family. You might be relocating for work, to be closer to family or a change of lifestyle. You might be downsizing after your family has flown the nest. Whatever the reason for moving, at Willson Grange Mortgages we can advise you on the best way to handle your mortgage.
Whatever your situation, moving house is one of the most significant decisions you can make. Moving house comes with many costs such as stamp duty, legal fees, potential exit fees or transfer fees not to mention the cost of hiring a removal company. Our Mortgage Advisers understand all of this so they aim to save you money where possible and find the best mortgage for your needs. Talking to Willson Grange Mortgages takes some of the stress out of moving as organising the financial side of things becomes one less thing to worry about.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £595.00 To understand the features and risks ask for a personalised illustration.
If you are planning to move home and you have a mortgage, one of the things you will need to find out is whether your home loan is portable. This is where you transfer the loan to a new property. Moving home is often an opportunity to look around for a better mortgage deal. Our Mortgage Advisers can provide independent advice to help you understand the financial options available. We can also explain if there are any fees involved.
You may be thinking about selling your home to buy a property with a partner, family friend or family member. Perhaps you and the person you are buying the new property with both have existing mortgages and you are trying to work out what to do. At Willson Grange Mortgages one of our Mortgage Advisers will asses what home loans you currently have and discuss your plans for the future. We will then search the market and present you with the best mortgage options available to you. We can also help you understand the pros and cons of buying together.
If the property you are hoping to purchase is of a higher value than the one you currently own, you may need to secure a larger mortgage. One of our experienced Mortgage Advisers can recommend the best way to finance this based on your circumstances. It may be that the special offer period of your existing home loan has come to an end and we are able to search the market and find the best deal for you without any penalties to pay. If you are still tied into your current mortgage, we can assess whether you could increase the size of the mortgage with your existing lender or whether it would be better for you to switch to an alternative provider. Our goal is to provide you with independent advice and help you understand any fees that may be payable whether you stick with your current lender and increase or switch to a new provider.
Many people find themselves downsizing when they no longer need the space of their current property. Downsizing can also provide an opportunity to release much needed funds for later life or for gifting to family members to help them onto the property ladder. If you find that you need a smaller mortgage then we can help find a provider and rate that suits your needs.
If you are moving house and would like some advice on your mortgage please call or email us or complete a form on our website. A member of our independent and impartial mortgage advice team will be happy to help.
✓ Independent, whole of market mortgage advice
✓ Experienced, qualified Mortgage Advisers you can trust
✓ Free of charge initial consultation to discuss your mortgage needs
✓ Excellent customer service proven by client testimonials
✓ Experts in many different types of property finance
✓ Access to intermediary-only mortgage products
✓ Saves you time sourcing and arranging the mortgage
✓ We help complete all the paperwork and online forms
✓ You receive regular updates on the progress of your application
✓ We are members of the Equity Release Council